There’s nothing I would love better than to sit down and tell my three boys all the right things do about money.

Unfortunately, just as is the case with every other lesson we provide, kids learn more from what we do than what we say. My boys are no exception to this.

If our words say one thing, but our behavior goes in the opposite direction, the kids will come away with our behavior but not our words. So how you behave with money will be the most important financial lesson that you can teach

Did you know…?

• Approximately one in three Americans aged 62 or older is expected to have debt in retirement1
• One-third of people over 65 rely on Social Security for 90% of their income.2
• 32% of retirees have less than $10,000 saved.
• 31% of retirees carry mortgages.3

Forty years ago the financial future for today’s senior adults radically changed. Instead of saving to make a purchase, people in the 70’s had a new option—credit cards.  Unfortunately, many seniors are now experiencing the back