We do a lot with our money online, from shopping and transferring funds to tracking our budget. To make sure you’re keeping it safe, along with your personal information that would allow someone to hack into your accounts, you’ll want to take some precautions. Here are a dozen tips from privacy and security experts on how to protect your money when banking and shopping online.

1. LOOK FOR FDIC-INSURED ACCOUNTS

When using online bank accounts, which often offer competitive interest rates on